Privacy Policy

Last updated: April 16, 2025.

MortgageInvestments.com is dedicated to safeguarding your privacy. This Privacy Policy outlines how we collect, use, share, and protect your information. We are committed to complying with global privacy standards and applicable laws, including those of California and Nevada. We do not sell or trade user data.

1. Information Collection and Use

Personal Information: We collect personal information such as your name, email address, and financial data directly from you when you create an account, submit listings, or contact us with inquiries.

Non-Personal Information: We collect non-personal data such as IP addresses, browser types, pages visited, and general site activity. This information helps us improve site functionality and user experience.

2. Cookies and Tracking Technologies

Cookies: MortgageInvestments.com uses cookies to remember user preferences, analyze traffic, and provide a better browsing experience. You can disable cookies in your browser settings, though some features may be limited.

Third-Party Cookies: We may use third-party services such as Google Analytics, which set cookies to track user behavior and provide analytics services.

Cookie Policy: Further information can be found in our Cookie Policy.

3. How We Share Your Data and With Whom

Service Providers: We may share your information with trusted third-party providers who help operate our website, deliver services, and perform technical or support functions.

Legal Compliance: We may disclose personal data if required to comply with legal obligations, court orders, or lawful requests from public authorities.

Public Listings: Information submitted on listings.mortgageinvestments.com (if available) is publicly visible. Users are solely responsible for ensuring their posted information is accurate, appropriate, and in compliance with our guidelines.

4. Data Retention

We retain your data only as long as necessary to fulfill the purposes outlined in this policy, including legal, regulatory, and business obligations. After account closure, we may retain limited data where required by law or for legitimate business purposes.

5. Your Rights Over Your Data

California Residents (CCPA & CPRA):

  • Right to Know: Request details about personal information we collect, use, or disclose.
  • Right to Delete: Request deletion of your personal information.
  • Right to Opt-Out of Sale: Although we do not sell personal data, you have the right to opt out of data selling practices.
  • Right to Correct: Request correction of inaccurate data.
  • Right to Access: Request a copy of your personal data in a portable format.

Nevada Residents:

  • You have the right to opt out of the sale of your personal data, even though we do not sell personal data.

To exercise any of these rights, please contact us using the information in Section 12.

6. Where Your Data is Sent

Our services are used globally. Data may be transferred to, stored in, or processed in jurisdictions outside your country of residence, including but not limited to the United States and the Cayman Islands. We ensure all such data transfers are carried out with appropriate safeguards.

7. Visitor Comments

Comment Collection: When visitors leave comments on the site, we collect the information provided in the form, along with the visitor’s IP address and browser user agent string to aid in spam detection.

Public Display: Comments are publicly visible. Users should avoid posting sensitive personal information. MortgageInvestments.com reserves the right to moderate, edit, or remove comments that are inappropriate, offensive, promotional of competitors, irrelevant, or violate our content standards.

Comment Guidelines: Comments should be respectful, relevant to the topic, and non-promotional. We do not allow comments that include defamatory content, false or misleading claims, spam, commercial advertising, or personal attacks.

8. Security of Your Data

We use commercially reasonable measures to protect your personal data from unauthorized access, loss, or misuse. However, no data transmission over the internet or method of storage is 100% secure, and we cannot guarantee absolute protection.

9. Do Not Track (DNT) Signals

MortgageInvestments.com does not currently respond to Do Not Track (DNT) signals sent by browsers.

This site may contain links to third-party websites. We are not responsible for the privacy practices, content, or data policies of those external websites.

11. Changes to This Privacy Policy

We may update this Privacy Policy at any time to reflect changes to our practices or legal requirements. All updates will be posted on this page with the revised date.

12. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your data rights, please contact us or write to us at:

Testament Research, Inc.
P.O. Box 2570
Grand Cayman, Cayman Islands KY1-1103